Current Mortgage Rates

These are current mortgage rates offered by the major banks of Canada. We offer better rates to 99,9% of our customers and you don't have to hold your investment accounts with us to get best mortgage rates on the market.

Please, contact us for your best mortgage rate. We will process your request and respond within 24 hours. For immediate assistance, please, call (905) 876-4751 or (905) 691-6706.

The rates below provided for information purpose only and are subject to change. These rates are posted on TD, Royal Bank, CIBC, BMO, and Scotia Bank official websites.

Term
TD
Royal Bank
CIBC
BMO
Scotia Bank
6 months

4.65%

4.65%
4.65%
1 year
3.75%
3.80%
3.80%
3.70%
4.55%
2 years
4.20%
3.95%
3.95%
3.95%
4.35%
3 years
4.75%
4.45%
4.45%
4.45%
4.75%
4 years
5.29%
5.29%
5.29%
5.29%
5.30%
5 years
5.84%
5.84%
5.84%
5.84%
5.84%
5 Years Special
4.59%
4.54%
4.77%
4.54%
4.54%
7 years
6.60%
6.80%
6.80%
6.80
6.95%

Here is more about current mortgage rates and why lowest rates are not always the best



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